Instreet Income Instalment Warrants

Earn more income from Australian Shares.

Instreet Income Instalments (“I3”) give you the opportunity to enhance your returns from Australian shares. I3 provides the benefits of an instalment warrant but with the potential to earn additional income over and above the dividends and franking credits you receive.

In a moderately growing market I3 will give you the potential for better returns from your shares.

As well as any potential dividends and associated franking credit entitlement, you will receive additional income paid quarterly. We can pay you this additional income because you forgo potential growth on the underlying shares over 10% each year, which in a moderately growing market can be an effective way to enhance your income. The additional payment amount is set on the issue date and then reset annually.

An investment in I3 may suit you if you would like:

the potential for yields of between 11.8% and 28.9% fully grossed up for franking credits on your investment (dividend, share prices and periodic payment estimates as at 8 March 2011);
additional income as well as dividends and associated franking credits;
to unlock cash from your existing share portfolio without triggering CGT;
to borrow to invest in the Australian share market without complicated loan documentation or credit checks;
an investment that is listed on the ASX.

I3 may be suitable if you are investing with a moderately positive long-term view on the Australian share market and are experienced in investing in instalment warrant products.

Instalments current pricing update

Please contact us for further information

Important information

Website: This website has been prepared by Instreet Investment Limited ACN 128 813 016 (Instreet), an Authorised Representative of EA Financial, LP ACN 971
745 471, AFSL 246801 (EAF), and is current as at 18 March 2011. Instreet is the Distribution Manager for the Instreet Income Instalments (I3 Warrants).

Issuer and PDS: Although Citi Group Global Markets Australia Pty Ltd ABN 64 003 114 832, AFSL 240992 (Issuer) has consented to the inclusion of its name in this
document, this document is not prepared or issued by the Issuer or any of its affiliates. Neither the Issuer nor any of its affiliates makes any representation or warranty,
express or implied, regarding the investment performance of the I3 Warrants, the suitability of the I3 Warrants for any investor, or the accuracy, completeness or adequacy of information in this website.

Neither the Issuer nor any of its affiliates accepts any liability in connection with these matters. The I3 Warrants are offered in a product disclosure statement dated on or around the 18 March 2011 (PDS). The PDS will be available from Level 2, 11 Bulletin Place, Sydney,
at the website www.instreet.com.au or by phoning 1300 954 678. In deciding whether to acquire or continue to hold and investment investors should obtain the PDS and
consider its contents.

Neither Instreet or EA Financial, LP are part of the Citigroup Inc. group of companies. Instreet is not the agent or representative of any member of the Citigroup Inc. group
of companies and acts on behalf of EA Financial, LP. No person (including Instreet) has been authorised by the Issuer, or any other Citigroup Inc. company to give any
information or make any representations in connection with the offer which is not in this PDS and if given or made, such information or representation must not be relied
upon as having been authorised by the Issuer, or any other Citigroup Inc. company.

General advice warning: The information contained in this website is general information only and has been prepared for distribution to financial advisers. It has been
prepared without taking account any potential investors’ financial situation, objectives or needs and the appropriateness of this information needs to be considered in
that context. Advisers must form their own views on whether the I3 Warrants is appropriate after considering their clients’ objectives, financial situation and needs. We
recommend you seek your own legal and taxation advice.

Past performance: Past performance is not a reliable indicator of future performance.